How to File a Renter’s Insurance Claim

If you live in an apartment, especially in an old east coast city like New York, renter's insurance is a must. The old housing stock here, and in many other cities, increases the chances of fire, water damage and a myriad of other potential problems. If you do not have renter's insurance, all of your possessions are essentially uncovered in the case of damage, regardless of how the damage was caused. In some cases, the landlord's insurance will cover damage to your items, but that is unlikely and often the tenant is responsible for their own possessions.

Hopefully you will never have to use your renter's insurance, but if you do, the best way to ensure your claim is handled swiftly and efficiently is to file it correctly. A poorly filed claim is your greatest enemy when it comes time for compensation.

  • First, contact the insurance company and request a claim form. Try to get a timetable and any other information about the process. Be sure to contact the police in the case of theft or vandalism.
  • Next, fill out the claim form and make as much documentary evidence for your claim as possible. Photos and video are acceptable. Include a police report if you have one.
  • Include an inventory of everything damaged and receipts for those items, if you have them.
  • If you are forced out of your home, save and send receipts for all lodging.
  • The claim, if filed correctly, should be processed quickly.

Contact

Kenneth Bieber, Inc.
370 Lexington Avenue, Suite 1405
New York, NY 10017

Office Hours: M-F 8am-7pm
Tel: (212) 983-3700
Toll Free: (800) 624-8146
Fax: (212) 867-6024
Email: info@kennethbieber.com

 

Site Translator


Recent Posts

New York isn't often thought of as being particularly earthquake-prone, and it's true the state is less seismically active than Western regions with more plate boundaries, but, nontheless, large and [...more]
VIEW THIS POST → New York Earthquake Insurance

Last week we counted down the top five most expensive cars to insure, but insuring your ride doesn’t have to break the bank. In the interest of fairness, here are [...more]
VIEW THIS POST → The Least Expensive Cars To Insure

Everyone needs car insurance --unfortunately, it's just one of the rules of the road. Luckily, Kenneth Bieber offers comprehensive and affordable New York car insurance, but the cost of any [...more]
VIEW THIS POST → The Most Expensive Cars To Insure

One of Brooklyn's oldest and most beloved bars, Sunny's was opened in 1890 and has remained a staple of the Brooklyn waterfront in the nearly century and a quarter since. [...more]
VIEW THIS POST → Flood Insurance

You probably already know Kenneth Bieber as the name to trust for your condo insurance and New York car insurance. We've built a reputation with New Yorkers who trust us [...more]
VIEW THIS POST → Restaurant Insurance from Kenneth Bieber


Post Archives

Subscribe For Updates

Don't Miss It: Signup for our e-list and we'll automatically send you occasional updates about new items posted to our site.

When signing up you will initially receive a confirmation email requiring your approval to complete the registration. Our strict privacy policy keeps your email address 100% safe & secure.