After covering the essentials of restaurant insurance last week, we thought we would spotlight yet another insurance for business establishments: salon insurance. If you own a salon or hairdresser in New York City, you may be running your establishment at a financial risk if you aren't signed on with Salon & Barber Insurance. Even if your hairdresser or salon is already covered with New York renters insurance, you may still be at risk if you don't have special salon coverage. As with restaurants, there are many liabilities and accidents waiting to happen when owning and operating your very own salon. If you aren't covered with an insurance package, you are held responsible for any employee theft, damage, or legal actions taken from customers.
We've all seen the horror movies where the teenage girl gets stuck in the tanning bed. Although the chance of getting stuck in one of these beds is slim to none, the unfortunate truth is that many salons and hairdressers often deal with egotistical customers who will sue at the sight of a bad tan line or a poorly done haircut. Vanity sometimes gets the best of these customers and they will sue at any chance they get. Furthermore, customers and employees may slip on any excess hair or spilled bottles of barbicide on the ground. These injuries can result in large medical bills that you may have to pay out of pocket unless you are covered by salon insurance.
Trim away your financial risks by purchasing some salon insurance today!