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The Most Expensive Cars To Insure

New York car insuranceEveryone needs car insurance –unfortunately, it’s just one of the rules of the road. Luckily, Kenneth Bieber offers comprehensive and affordable New York car insurance, but the cost of any insurance can vary wildly depending on a number of factors–not the least of which is the car itself. While a sensible car can be quite affordably insured, pity the drivers who have to handle the insurance premiums that go with these cars, the absolute most expensive to insure.

  1. Audi R8 Spyder Quattro: According to Insure.com, the most expensive car to insure in 2012 was the Audi R8 Spyder Quattro, an attractive and sporty roadster that averages about $3,384 annually.
  2. Mercedes-Benz CL600: This upscale luxury car is packing some serious heat under the hood with its v12 engine. That could be why its insurance premiums average $3,307.
  3. Mercedes-Benz S600: Along with the CL600, Mercedes-Benz rounds out the top three with the S600 and a $2,948 a year premium.
  4. Audi R8 4.2 Quattro Coupe: This Coupe version of the Audi R8 has a V8 engine for a motive power output of more than 420 metric horsepower. All that speed comes at a price, though. Namely: $2,903 annually.
  5. Porsche Panamera Turbo: This four-door luxury car with a V8 twin turbo engine is the fifth most expensive car to unsure at an average of $2,738.

Why It Can Be Dangerous To Drive Without Car Insurance

There may be thousands of drivers living without car insurance in New York, which means that thousands of drivers are currently operating their vehicles illegally. Besides the fact that car insurance can benefit you financially, our insurance packages can also help you in a number of different ways. We’ve put together a list of how car insurance is essential for all licensed drivers:

  • Losing Your License: Since it is illegal to drive without some form of car insurance, you may end up losing your license if you are pulled over or involved in an accident. Depending on your record, the government can confiscate your driver’s license for several months or years at a time. Not only can these be inconvenient for your everyday life, but it can also lead to expensive public transportation costs to get to and from work.
  • Lawsuit Against You: Driving without New York car insurance can put you at risk of potential lawsuits. If you are the cause of an accident and you severely injure the other driver or passenger, you could be subject for an expensive lawsuit. Now only will you have to pay for their medical bills, but you will also have to pay for any damage to their car.
  • Replacing Your Vehicle: A bad accident will often leave your car totaled. However, certain car insurance plans will replace your vehicle, taking the financial burden off of your hands.
  • Expensive Medical Bills: Certain insurance packages will also cover any medical costs that incur to you at the time of an accident. Medical bills are often fairly expensive, which will leave you in financial ruins if you don’t have a car insurance plan to cover it.