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Renters Insurance Coverage Helps Keep Your Apartment Safe!

So you just moved into your brand new apartment in Brooklyn? You have probably spent a couple hundred dollars moving in your expensive televisions, musical instruments, sports equipment, artwork, and much more. In the case of a fire, natural disaster, or theft, you could be out thousands of dollars if you do not have renters insurance coverage! Although your landlord is responsible for any and all damages that may occur to the building, it is your responsibility to keep your personal possessions safe from harm.

Not only will renters insurance protect your personal assets, but many plans will also cover your additional living expenses in the event that your apartment becomes uninhabitable. Furthermore, renters insurance protects you from any injuries that you or your guests may experience while on your property. If you throw a lot of dangerous Brooklyn rooftop parties, renters insurance takes all of the legal responsibility that may occur in the event of an accident or serious injury. Without renters insurance, you’re held financially responsible for the safety of your guests.

Additionally, any damage or injury that occurs from your household pet will easily be covered by renters insurance. If your pitbull acts up around new guests, it’s probably a good idea to get some rental coverage. Not only will it save you money in future, but it will make you feel more comfortable in your new Brooklyn apartment!

How to File a Renter’s Insurance Claim

If you live in an apartment, especially in an old east coast city like New York, renter’s insurance is a must. The old housing stock here, and in many other cities, increases the chances of fire, water damage and a myriad of other potential problems. If you do not have renter’s insurance, all of your possessions are essentially uncovered in the case of damage, regardless of how the damage was caused. In some cases, the landlord’s insurance will cover damage to your items, but that is unlikely and often the tenant is responsible for their own possessions.

Hopefully you will never have to use your renter’s insurance, but if you do, the best way to ensure your claim is handled swiftly and efficiently is to file it correctly. A poorly filed claim is your greatest enemy when it comes time for compensation.

  • First, contact the insurance company and request a claim form. Try to get a timetable and any other information about the process. Be sure to contact the police in the case of theft or vandalism.
  • Next, fill out the claim form and make as much documentary evidence for your claim as possible. Photos and video are acceptable. Include a police report if you have one.
  • Include an inventory of everything damaged and receipts for those items, if you have them.
  • If you are forced out of your home, save and send receipts for all lodging.
  • The claim, if filed correctly, should be processed quickly.

Personal Insurance

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Personal Insurance Coverage to Suit Your Needs


Personal Insurance Coverage from Kenneth Bieber, Inc. provides comprehensive protection for individuals and property. Since 1962, Kenneth Bieber, Inc. has negotiated with insurance companies to secure the most effective personal insurance coverage at the best rates. As an independent insurance agency, we maintain relationships with leading personal insurance providers. We’ll create a customized package for you that includes the exact coverage you need. We’re dedicated to providing professional, local attention at your convenience. Whether you’re looking to protect your automobile, insure your home, or increase your personal liability limits, you’ll find the most affordable and appropriate solution with our agency.

Custom Personal Insurance Plans


Personal insurance plans available through our agency include coverage for automobiles as well as many other types of vehicles. We can search our network of providers to insure motorcycles, RVs, antique cars, and even Jet Skis and snowmobiles. Our flexible homeowners insurance policies can cover primary residences, seasonal homes, and waterfront property. Individuals who lease their homes can also purchase condominium or renters insurance through our personal insurance plans. We can also work with clients to create policies that protect valuable possessions, safeguard against identity theft, or secure their personal assets.

An Independent Insurance Agency Committed to Your Protection


At our independent insurance agency, we make your satisfaction our number one priority. We’re always ready to help you save money on your personal insurance coverage through free quotes, multi-policy discounts, and many more deals. We are licensed in New York, New Jersey, and Connecticut. Our local experience in these three states allows us to find the most suitable coverage and provide the most relevant information in all of our client relationships. Our committed customer service and wealth of experience will help us protect what’s most important to you.


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Personal Insurance

Quote ME Now



Personal Insurance Coverage to Suit Your Needs


Personal Insurance Coverage from Kenneth Bieber, Inc. provides comprehensive protection for individuals and property. Since 1962, Kenneth Bieber, Inc. has negotiated with insurance companies to secure the most effective personal insurance coverage at the best rates. As an independent insurance agency, we maintain relationships with leading personal insurance providers. We’ll create a customized package for you that includes the exact coverage you need. We’re dedicated to providing professional, local attention at your convenience. Whether you’re looking to protect your automobile, insure your home, or increase your personal liability limits, you’ll find the most affordable and appropriate solution with our agency.

Custom Personal Insurance Plans


Personal insurance plans available through our agency include coverage for automobiles as well as many other types of vehicles. We can search our network of providers to insure motorcycles, RVs, antique cars, and even Jet Skis and snowmobiles. Our flexible homeowners insurance policies can cover primary residences, seasonal homes, and waterfront property. Individuals who lease their homes can also purchase condominium or renters insurance through our personal insurance plans. We can also work with clients to create policies that protect valuable possessions, safeguard against identity theft, or secure their personal assets.

An Independent Insurance Agency Committed to Your Protection


At our independent insurance agency, we make your satisfaction our number one priority. We’re always ready to help you save money on your personal insurance coverage through free quotes, multi-policy discounts, and many more deals. We are licensed in New York, New Jersey, and Connecticut. Our local experience in these three states allows us to find the most suitable coverage and provide the most relevant information in all of our client relationships. Our committed customer service and wealth of experience will help us protect what’s most important to you.